:root{--primary:#1e3a8a;--primary-light:#2563eb;--primary-dark:#14284b;--primary-bg:#eff6ff;--text-main:#0f172a;--text-sub:#334155;--text-muted:#64748b;--bg-main:#f8fafc;--bg-card:#fff;--accent-light:#f59e0b;--border-color:#e2e8f0;--control-border:#64748b;--shadow:0 2px 6px rgba(15,23,42,.06);--radius:16px}
*{box-sizing:border-box;min-width:0}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:var(--text-main);background:var(--bg-main);font-family:-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;font-size:16px;line-height:1.75;word-break:keep-all;overflow-wrap:anywhere}a{color:var(--primary);text-underline-offset:4px}button,input,select,textarea{font:inherit}button,a,input,select{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:default}img,svg{max-width:100%}svg{flex-shrink:0}h1,h2,h3,p{margin-top:0}h1{font-size:38px;line-height:1.4;font-weight:800;letter-spacing:-1.6px;margin-bottom:20px}h2{font-size:26px;line-height:1.4;letter-spacing:-.8px;font-weight:800;margin-bottom:12px}h3{font-size:21px;line-height:1.5;margin-bottom:8px;letter-spacing:-.4px}p{margin-bottom:16px}li{margin-bottom:8px}ul,ol{padding-left:24px}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--primary-light);outline-offset:4px}.skip-link{position:fixed;left:12px;top:-100px;z-index:200;background:var(--primary);color:white;padding:12px}.skip-link:focus{top:8px}.container{max-width:840px;margin:auto;padding:0 20px}.site-header{background:#fff;border-bottom:1px solid var(--border-color);position:sticky;top:0;z-index:50}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;font-size:19px;white-space:nowrap;letter-spacing:-.5px;color:var(--primary-dark)}.brand-icon{background:var(--primary);color:#fff;border-radius:10px;display:grid;place-items:center;width:36px;height:36px}.brand small{display:block;font-size:11px;font-weight:500;color:var(--text-muted);line-height:1.2;letter-spacing:1px}.header-nav{display:flex;gap:20px}.header-nav a{font-size:14px;text-decoration:none;font-weight:700;color:var(--text-sub);padding:10px 0}.header-nav a[aria-current]{color:var(--primary-light)}.menu-toggle{display:none;min-height:44px;min-width:44px;background:var(--primary-bg);border:1px solid var(--border-color);border-radius:8px;color:var(--primary)}.hero{padding:52px 0 38px;background:linear-gradient(130deg,#edf3ff 0%,#f7faff 65%,#fff 100%);border-bottom:1px solid #dbe6f5}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--primary);font-size:13px;font-weight:800;letter-spacing:.5px;margin-bottom:20px}.eyebrow::before{content:"";width:7px;height:7px;background:var(--primary-light);border-radius:100%}.hero h1{max-width:730px}.hero h1 em{font-style:normal;color:var(--primary-light)}.lead{font-size:17px;color:var(--text-sub);max-width:680px}.hero-actions,.actions,.quick-links{display:flex;flex-wrap:wrap;gap:10px}.button{display:inline-flex;justify-content:center;align-items:center;gap:10px;min-height:48px;border-radius:10px;padding:12px 20px;border:1px solid var(--primary);background:var(--primary);color:#fff;font-weight:700;text-decoration:none;line-height:1.55;text-align:center}.button.secondary{color:var(--primary);background:white;border-color:#a9bbda}.button.ghost{background:var(--primary-bg);color:var(--primary);border-color:#b7cbed}.button.affiliate{background:var(--primary-dark);border-color:var(--primary-dark)}.quick-links{margin-top:24px}.quick-links a{border:1px solid #b7cbed;background:white;color:var(--primary);padding:10px 14px;border-radius:8px;text-decoration:none;min-height:44px;font-size:14px;font-weight:700}.hero-utility{margin-top:14px;display:flex;flex-wrap:wrap;gap:4px 20px;font-size:14px}.hero-utility a{display:inline-flex;align-items:center;min-height:44px}.hero-note{border-left:3px solid #b5c6e2;padding-left:14px;margin:20px 0 0;font-size:14px;color:var(--text-sub)}.affiliate-disclosure{background:#fffbeb;border:1px solid #ead4a0;border-radius:8px;padding:12px 16px;font-size:14px;color:#713f12;margin:24px 0}.affiliate-disclosure strong{display:block}.main-content{padding-top:28px;padding-bottom:48px}.section-block{margin:40px 0}.section-heading{display:flex;align-items:center;gap:14px;margin-bottom:20px}.section-index{font-size:13px;font-weight:800;color:var(--primary);border:1px solid #b8cbea;display:grid;place-items:center;width:36px;height:36px;border-radius:9px;background:#fff;flex-shrink:0}.section-heading h2{margin:0}.section-intro{color:var(--text-sub)}.stack{display:flex;flex-direction:column;gap:16px}.card,.content-section,.calc-form-card,.calc-result-card{background:var(--bg-card);border:1px solid var(--border-color);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.hub-card,.nexus-card{display:flex;align-items:flex-start;gap:16px;background:#fff;border:1px solid var(--border-color);border-radius:14px;padding:22px;text-decoration:none;color:var(--text-main);box-shadow:var(--shadow)}.hub-card .icon-box,.nexus-card .icon-box{display:grid;place-items:center;width:48px;height:48px;border-radius:12px;background:var(--primary-bg);color:var(--primary);flex-shrink:0}.hub-card .card-copy,.nexus-card .card-copy{flex:1}.hub-card h3,.nexus-card h3{font-size:19px}.hub-card p,.nexus-card p{font-size:14px;color:var(--text-sub);margin:0}.card-arrow{color:var(--primary);font-size:22px;flex-shrink:0}.card--calc{border-left:4px solid var(--primary-light)}.card--bundle .icon-box{background:#ecfdf5;color:#065f46}.card--plan .icon-box{background:#f5f3ff;color:#5b21b6}.muted{color:var(--text-muted);font-size:14px}.label{font-size:12px;font-weight:800;color:var(--primary);letter-spacing:.5px;display:block;margin-bottom:6px}.ad-placement{margin:32px 0;padding:14px 0 18px;text-align:center;border-top:1px solid var(--border-color);border-bottom:1px solid var(--border-color)}.ad-label{display:block;color:var(--text-muted);font-size:12px;font-weight:400;letter-spacing:1px;margin-bottom:10px}.ad-placement .adsbygoogle{display:block;min-width:0}.ad-placement + .actions,.ad-placement + .official-links{margin-top:24px}.geo-summary-box{background:var(--primary-bg);border-left:4px solid var(--primary-light);border-radius:0 12px 12px 0;padding:22px;margin:24px 0}.geo-summary-box h2{font-size:19px}.geo-summary-box p:last-child{margin-bottom:0}.notice{padding:16px 18px;border-radius:10px;background:var(--primary-bg);color:var(--primary);margin:18px 0}.notice.warning{background:#fffbeb;color:#92400e;border:1px solid #ead4a0}.notice.error{background:#fef2f2;color:#991b1b;border:1px solid #e5b0b0}.notice.success{background:#ecfdf5;color:#065f46}.breadcrumbs{padding-top:22px;font-size:13px;color:var(--text-muted)}.breadcrumbs ol{display:flex;flex-wrap:wrap;list-style:none;gap:6px;padding:0;margin:0}.breadcrumbs li{margin:0}.breadcrumbs li+li::before{content:"/";margin-right:6px}.article-header{padding-top:30px}.article-header h1{font-size:34px}.metadata{display:flex;flex-wrap:wrap;gap:6px 16px;color:var(--text-muted);font-size:13px}.toc{background:white;border:1px solid var(--border-color);padding:22px;border-radius:12px;margin:26px 0}.toc h2{font-size:18px;margin-bottom:12px}.toc ol{margin:0}.toc a{display:flex;align-items:center;min-height:44px;font-size:15px;line-height:1.6}.toc li{margin:0}.content-section{margin-bottom:20px;scroll-margin-top:96px}.content-section h2{font-size:24px}.table-scroll{overflow-x:auto;border:1px solid var(--border-color);border-radius:10px;margin:20px 0}table{border-collapse:collapse;width:100%;font-size:14px;text-align:left}th,td{padding:14px 16px;border-bottom:1px solid var(--border-color);vertical-align:top}th{background:#f1f5f9;color:var(--primary-dark);font-weight:700}tr:last-child td{border-bottom:0}.table-scroll caption{padding:12px;text-align:left;font-weight:700}.procedure-step-card{background:white;border:1px solid var(--border-color);padding:22px;border-radius:12px}.procedure-step-card .label{color:var(--primary-light)}.official-card{background:#fff;border:1px solid #b7cbed;border-radius:12px;padding:22px;margin:16px 0}.official-card h3{font-size:19px}.official-card .url{font-size:13px;color:var(--text-muted);overflow-wrap:anywhere;margin:8px 0 14px}.official-card p{font-size:14px}.official-card .actions .button{font-size:14px}.choice-card{background:#fff;border:1px solid var(--border-color);border-radius:14px;padding:22px}.choice-card h3{display:flex;align-items:center;gap:10px}.choice-card strong.choice-number{font-size:13px;display:grid;place-items:center;width:28px;height:28px;border-radius:8px;background:var(--primary-bg);color:var(--primary)}.comparison-preview{background:var(--primary-dark);color:white;border-radius:16px;padding:28px;border-bottom:4px solid var(--accent-light)}.comparison-preview h3{color:white}.comparison-preview .muted{color:#d3def0}.comparison-preview .summary-row{border-color:#405473}.comparison-preview .result-number{color:#fff}.comparison-preview .button{margin-top:22px;background:white;color:var(--primary)}.summary-row{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--border-color);font-size:15px}.summary-row span:last-child{font-weight:700;text-align:right}.summary-row.total{font-weight:800;font-size:18px}.tool-note{margin-bottom:22px}.calc-form-card{padding:26px}.field-group{border:0;margin:0 0 24px;padding:0}.field-group legend{font-weight:800;font-size:20px;margin-bottom:18px;padding:0}.field{background:#f8fafc;border-radius:10px;padding:16px;margin-bottom:16px}.field label{display:block;font-weight:700;color:var(--text-main);margin-bottom:8px}.input-wrap{position:relative}.input-wrap input,.input-wrap select{width:100%;min-height:52px;padding:10px 14px;border:2px solid var(--control-border);border-radius:8px;background:white;color:var(--text-main);font-size:16px}.input-wrap input[data-money],.input-wrap input[data-integer]{padding-right:56px}.input-unit{position:absolute;right:15px;top:12px;color:var(--text-sub);pointer-events:none}.field-help{display:block;font-size:13px;color:var(--text-muted);margin-top:8px}.amount-korean{font-size:13px;color:var(--primary);min-height:0;margin-top:4px;display:block}.field-error{font-size:14px;color:#991b1b;margin:8px 0 0}.field [aria-invalid="true"]{border-color:#991b1b}.checkbox-label{display:flex;align-items:flex-start;gap:10px;min-height:44px;font-weight:600}.checkbox-label input{width:22px;height:22px;accent-color:var(--primary);margin:4px 0;flex-shrink:0}.calc-submit{border-top:1px solid var(--border-color);padding-top:22px;margin-top:22px}.calc-submit .button{width:100%}.form-utilities{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:20px}.form-utilities .button{font-size:14px}.calc-result-card{margin-top:28px;padding:0;border-top:5px solid var(--accent-light);scroll-margin-top:96px}.result-header{background:var(--primary-dark);color:white;padding:22px 26px}.result-header h2{font-size:23px;margin:0}.result-body{padding:26px}.result-number{font-size:38px;font-weight:800;line-height:1.35;color:var(--primary);margin:10px 0 18px;letter-spacing:-1px}.result-number small{font-size:16px;display:block;font-weight:500;letter-spacing:0;color:var(--text-sub);margin-top:8px}.result-summary{font-size:18px;font-weight:700}.result-actions{margin-top:24px}.result-actions .actions{flex-direction:column}.copy-feedback{font-size:14px;margin-top:10px;color:var(--primary)}.faq details{background:#fff;border:1px solid var(--border-color);border-radius:12px;margin:12px 0;padding:4px 20px}.faq summary{cursor:pointer;font-weight:700;min-height:52px;padding:14px 0}.faq details p{margin-top:10px;font-size:15px}.affiliate-card{padding:26px;border:1px solid #b8c9e3;border-radius:16px;background:#eef3fb}.affiliate-card p{color:var(--text-sub)}.affiliate-card .label{color:var(--primary)}.sources{margin:32px 0;font-size:14px;color:var(--text-sub)}.sources h2{font-size:20px}.sources li{margin-bottom:14px}.sources .source-status{display:block;color:var(--text-muted);font-size:12px}.site-footer{border-top:1px solid var(--border-color);background:#fff;padding:34px 0}.footer-brand{font-weight:800;color:var(--primary-dark);margin-bottom:12px}.footer-links{display:flex;flex-wrap:wrap;gap:0 16px;font-size:13px;margin:14px 0}.footer-links a{min-height:44px;display:inline-flex;align-items:center}.site-footer p{font-size:12px;color:var(--text-muted);margin:10px 0}.page-directory{margin:28px 0}.all-tools-heading{border-bottom:1px solid var(--border-color);padding-bottom:16px}.checklist label{display:flex;gap:12px;align-items:flex-start;padding:12px 0;border-bottom:1px solid var(--border-color)}.checklist input{accent-color:var(--primary);width:20px;height:20px;margin:5px 0;flex-shrink:0}.checklist-status{font-weight:700;color:var(--primary);margin:16px 0}.stale-result{margin-top:20px}.print-only{display:none}[hidden]{display:none!important}
@media(hover:hover){.hub-card:hover,.nexus-card:hover{border-color:#9eb5da;box-shadow:0 4px 14px #1e3a8a10}.button:hover{filter:brightness(.94)}a:hover{color:var(--primary-light)}.button:hover{color:inherit}.button:not(.secondary):not(.ghost):hover{color:#fff}.comparison-preview .button:hover{color:var(--primary)}}
@media(max-width:1060px){.menu-toggle{display:inline-flex;align-items:center;justify-content:center}.header-nav{display:none}.header-nav.is-open{display:flex;position:absolute;top:100%;left:0;right:0;background:#fff;border-bottom:1px solid var(--border-color);padding:16px 20px;flex-direction:column;gap:4px}.header-nav a{padding:10px 16px;min-height:44px}.header-inner{min-height:68px}}
@media(max-width:600px){.container{padding:0 18px}.hero{padding:34px 0 28px}h1{font-size:28px;letter-spacing:-1px}.article-header h1{font-size:28px}h2{font-size:23px}.lead{font-size:16px}.hero-actions{flex-direction:column}.hero-actions .button{width:100%}.quick-links{gap:8px}.quick-links a{flex-grow:1;text-align:center}.hero-note{font-size:13px}.brand{font-size:17px}.card,.content-section,.calc-form-card{padding:20px}.hub-card,.nexus-card{padding:18px;gap:12px}.hub-card h3,.nexus-card h3{font-size:18px}.hub-card .icon-box,.nexus-card .icon-box{width:42px;height:42px}.section-block{margin:32px 0}.section-heading{gap:10px}.result-header,.result-body{padding:20px}.result-number{font-size:32px}.summary-row{flex-wrap:wrap;gap:4px}.summary-row span:last-child{margin-left:auto}.field{padding:12px}.button{padding:12px 16px}.official-card .actions{flex-direction:column}.comparison-preview{padding:22px}.metadata{font-size:12px}.affiliate-card{padding:20px}th,td{padding:12px 10px;min-width:100px}.toc{padding:20px}.footer-links{gap:0 12px}}
@media(max-width:350px){.container{padding:0 16px}.brand small{font-size:10px}.brand-icon{width:32px;height:32px}.hub-card,.nexus-card{padding:16px}.card-arrow{display:none}.field{padding:10px}.content-section,.calc-form-card{padding:18px}}
.field label.checkbox-label{display:flex;align-items:flex-start;gap:10px}.result-body textarea{display:block;width:100%;border:2px solid var(--control-border);border-radius:8px;padding:12px;background:#fff;font-size:14px;margin-top:8px}
.direct-answer{font-size:18px;line-height:1.65}.section-citations{font-size:13px;color:var(--text-muted);margin:16px 0 0}.section-citations a{overflow-wrap:anywhere}.table-scroll caption{font-size:14px;line-height:1.6}.metadata a{color:var(--text-muted)}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none;animation:none}}
@media print{.site-header,.ad-placement,.affiliate-card,.affiliate-disclosure,.form-utilities,.result-actions,.site-footer,.menu-toggle{display:none}.container{max-width:100%;padding:0}.hero{background:white}.print-only{display:block}.calc-result-card,.content-section{break-inside:avoid;box-shadow:none}.result-header{background:white;color:#000}.result-number{color:#000}body{background:white}}
